automobile insurance
automobile insurance 汽车保险 多种汽车保险合同和汽车保险单的统称，承保与汽车所有权和使用汽车有关的风险，如碰撞、火灾、水灾、盗窃、运输等，其中尤为重要的是承保由于驾驶汽车造成第三者死亡、伤残或财产损失的责任。
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Search Results for: automobile insurance
automobile insurance
An agreement to indemnify against one or more kinds of loss associated with the use of an automobile, including damage to a vehicle and liability for personal injury. [Cases: Insurance 1015. C.J.S. Insurance § 16.]
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automobile comprehensive insurance
automobile comprehensive insurance 汽车综合保险 该保险除了承保由于火灾、盗窃、碰撞和倾覆所造成的汽车损失，还承保因自然现象和其他原因如暴风雨、冰雹、雷电、故意破坏他人财产行为、暴动等造成的风险。
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automobile liability insurance
automobile liability insurance 汽车责任保险 在此种保险下，对基于被保险车辆的所有权、保养或使用而造成的第三者伤亡或财产的损坏，保险人同意以被保险人的名义，在一定金额限度内支付被保险人在法律上应支付的赔偿金。
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automobile indemnity insurance
automobile indemnity insurance 汽车损害赔偿保险 此保险的目的是为了保护汽车所有人或汽车驾驶者的利益。总体而言，它与汽车责任保险的目的相似，但二者区别在于：在汽车损害赔偿保险中，保险人的责任始于被保险人因其责任造成第三者伤亡或财产损失从而其自身遭受到实际损失之时。
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automobile theft insurance
automobile theft insurance 汽车盗窃保险 由独立保单提供的、对汽车或汽车所载物品失窃的风险的保险，现在通常是由一份综合保单进行承保。
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automobile collision insurance
automobile collision insurance 汽车碰撞保险(→collision insurance)
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automobile fire insurance
automobile fire insurance 汽车火灾保险 根据普通汽车保险单，对由于火灾造成的汽车损失予以赔偿。
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automobile exclusion
A provision in some commercial general liability policies, excluding coverage for damages arising from the use (including loading and unloading) of an automobile, aircraft, or other motor vehicle owned, operated, rented, or borrowed by the insured. [Cases: Insurance 2278(13). C.J.S. Insurance § 938.]
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collision insurance
Automobile insurance that covers damage to the insured’s vehicle resulting from a rollover or collision with any object, but does not cover a personal injury or damage to other property. [Cases: Insurance 2704. C.J.S. Insurance §§ 1020–1025.]
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